AI supervised approaches to scale uptake of energy-efficient mortgages in the Nordics depend both on the readiness of a data and software supply side as well as on a demand side driven by banks and mortgage institutions.
The Nordic Energy Efficient Mortgages (NEEM) hub aims at facilitating the eco-system to support such an approach. Metrics delivered (as a Minimum-Viable-Product) through the NEEM hub operate at two levels:
1) Asset level metrics 2) Portfolio level metrics
This paper provides an overview and assesses the readiness of the supply side to respond to the existing and emerging demands of the Nordic banks to scale their energy-efficient mortgages – both from an asset and portfolio level point of view, see here.
Marianne Haahr, Executive Director at the Green Digital Finance Alliance