The Nordic Energy Efficient Mortgage (NEEM) Hub


Helping Nordic consumers look after their economy and the environment through increasing the energy efficiency of their homes.

A part of the existing Energy Efficient Mortgages Initiative supported by Horizon 2020, the Nordic Energy Efficient Mortgage Hub aims to scale-up lending to energy renovations in the Nordics and will publish a blueprint on how to accomplish this which will be implementable in other regions of Europe and, indeed, the world. In striving to increase energy renovations, the NEEM Hub will help achieve the targets of the European Green Deal and contribute to addressing ambitious national climate targets.

“I would like to express my appreciation for your Energy Efficient Mortgages Initiative. I see it of particular relevance for the analysis on how the promotion of sustainable objectives through energy efficiency actions impacts property values.”


Mairead McGuinness

European Commissioner for Financial Stability,

Financial Services and the Capital Markets Union

About the NEEM Hub

The NEEM Hub Video


A brief summary of the Nordic Energy Efficient Mortgage Hub highlighting the main aims of the Hub and the barriers that have to be overcome.

The NEEM Hub Consortium

The Nordic Energy Efficient Mortgages (NEEM) Hub will be comprised of experts from the financial sector, behavioural scientists, mortgage specialists and authorities on digital technologies from across the Nordics, all guided by Copenhagen Economics.